What the model leaves out: the monthly budget report

Lee manages spending with the monthly report from a budgeting app. The report shows only the spending totals per category (food, transport, subscriptions, shopping) and the month's total spending and total income. When, and in what circumstances, each individual payment happened is not visible.

Choose the judgment that could go wrong because of the information the monthly report 'left out.' The other three are backed by information in the report.